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“Death and Taxes” Avoidable or Not?

Question. My husband recently died of a massive heart attack, leaving me a widow at a young age. I was thrust into a new life status that was not my choice or my desire. I believe I am being penalized for something that has already devastated my life in many ways. We were fortunate to […]

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Principle (Home or Residence) Defined Hopefully

In order to take advantage of the up-to-$500,000 exclusion of gain (or up-to-$250,000 if you file a tax return as a single taxpayer) the house you sell has to be your “principal residence”. Under most circumstances, we do not need a legal definition of this concept. “This is my house, and I have lived here […]

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(When & Why) to Transfer Title to Children?

Question. My wife and I are retired and are in our seventies. We have two children, and our house is currently worth approximately $300,000. We purchased the property many years ago for $32,000, and currently have a very small mortgage and a $40,000 home equity loan. We are debating on whether to sell the house […]

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What Are Boomerang House Buyers Doing

Are Millions Of Boomerang Buyers About To Ignite The Real Estate Market? Houston Prime Realty Remember all those people who defaulted on their homes during the last housing crisis? Well, those bankruptcies are about to be discharged, or they already have been, and that means we could soon see an avalanche of homebuyers hitting the […]

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1031 Tax Deferred for Real Estate Investors

Congress is currently talking tax reform. Two very important real estate benefits are on the so-called “chopping block”, either to be completely eliminated or significantly curtailed. It is doubtful that the home owner exclusion of up to $500,000 (or $250,000 if you file a single tax return) of profit will be impacted; there are too […]

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How NOT to Losing Your Earnest Money

Question: The contract I just signed to purchaser a house contained the following language: “If the buyer defaults, the earnest money will be forfeited to the seller. This is to be considered liquidated damages and not as a penalty”. Can you please explain what this means? Beth.Answer: Shame on you, Beth, for signing a contract […]

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Trust Deed Investments In Locally – What To Look For And What To Avoid

Trust deed investments in Locally can be a fantastic way to earn solid returns and diversify. In fact, trust deed investments are one of the methods that the wealthy use to make much bigger returns on their investments than anything you can get on the open market. In a nutshell, a trust deed investment is a private loan […]

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Private Lenders For Personal Loan In Locally – How To Get Cash

If life were predictable, we’d always have as much money as we need. But life isn’t predictable, so once in a while we need a personal loan to help cover a shortfall or to consolidate some high interest expenses. Since this isn’t something that people do very often, we don’t always know how to find […]

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Private Lenders For Home Loans In Locally – Significant Factors You Should Know

Not all financial institutions are created equal. Each one has different criteria to determine whether or not they will lend to a borrow, how much they will lend, and at what interest rate. Not everyone can get a mortgage through a traditional financial institution; however, this doesn’t mean that your dream of owning a home […]

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Private Lenders For Bad Credit In Locally – How To Find One

Are you tired of having bad credit? Does bad credit hold you back? Bad credit is bad enough but when you need to borrow money, having bad credit becomes even more difficult. Banks and financial institutions may not lend to you because of your bad credit, even though you need the money. Lenders normally avoid […]

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